IN THIS POLICY, THE INVESTMENT RISK IN THE INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER
A NON-STOP* plan that
secures your child's future
This is one investment for your child's future that is
NOT dependent on you being there.
  • In case of death:
    • Your child (nominee) gets the lump sum benefit
    • Policy continues with smart benefit*
  • On maturity, your child (nominee) receives the fund value
*Condition apply
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What makes this plan special
SMART BENEFIT
Future premiums waived, provided premium has been paid regularly. company will allocate units on premium due dates as if premiums are being paid
GROWTH OF INVESTMENT
Premium you pay will be invested in your choice of equity, debt or balanced funds to build a corpus for your child's future
LOYALTY BONUS
Get rewarded with Loyalty Additions and Wealth Boosters by staying invested in this plan^
EMERGENCY FUND
You can make withdrawals from your investment on completion of 5 policy years**.
 
*Company pays all due premium in your absence provided all due premium have been paid. **Partial withdrawals are allowed after the completion of five policy years provided monies are not in DP Fund. You can make unlimited number of partial withdrawals as long as the total amount of partial withdrawals in a year does not exceed 20% of the Fund Value in a policy year. The partial withdrawals are free of cost.
^Loyalty Additions are applicable from the 6th policy year onwards. This is in the form of extra units at the end of every policy year. Each Loyalty Addition will be equal to 0.25% of the average of the Fund Values. You get an additional Loyalty Addition of 0.25% every year from the end of year 6 if all premiums for that year have been paid. Wealth Boosters will be allocated as extra units at the end of every 5th policy year starting from the end of the 10th policy year. Each Wealth Booster will be 3.25% for Regular Pay policies and 1.5% for Single Pay policies of the average of the Fund Values.
Tax benefits under the policy are subject to conditions u/s 80C & 10 (10D) of the Income Tax Act, 1961. Service tax & cess will be charged extra, as per applicable rates. The tax laws are subject to amendments from time to time. Refer to the brochure link provided below for detailed understanding of the product features, terms and conditions and charges.Unlike traditional products, Unit linked insurance products are subject to market risk, which affect the Net Asset Values and the customer shall be responsible for his/her decision. The names of the Company, Product names or fund options do not indicate their quality or future guidance on returns. Funds do not offer guaranteed or assured returns.
ICICI Prudential Life Insurance Company. IRDAI Regn No. 105. CIN: U66010MH2000PLC127837.
© 2016, ICICI Prudential Life Insurance Co. Ltd. Registered Address: 1089 Appasaheb Marathe Marg, Prabhadevi, Mumbai-400025. Insurance is the subject matter of the solicitation. For more details on the risk factors, terms & conditions please read the sales brochure carefully before concluding the sale. Trade Logo displayed above belongs to M/s ICICI Bank Ltd & Prudential IP services Ltd which shall be used by ICICI Prudential Life Insurance Company Ltd under Registered License No.105. UIN of ICICI Pru Smart Life: 105L145V01. Advt: W/II/45/2016-17.
BEWARE OF SPURIOUS PHONE CALLS & FICTITIOUS/FRAUDULENT OFFERS
IRDAI clarifies to public that
  • IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums.
  • IRDAI does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.