-
Take the first step towards securing your loved ones
You need Life Cover of
-
you are
-
you were born on
35 years
-
Do you consume Tobacco?
-
are you an icici pru employee?
continueYour Annual Premium for ICICI Pru iProtect Smart - Life option is
19,546/- p.a.
This option is available only for premium more than Rs. 3600.Policy term of 30 years.-
Death Benefit
1.00 crore
The payout amount that the nominee receives in case of death of the life assured.
-
Terminal Illness Benefit
You get 100% payout of the life cover amount if you are diagnosed with terminal illness. The policy will close on payment of this benefit.
-
Waiver of premium on disability
In the unfortunate case of permanent disability due to an accident, your policy continues without you having to pay any premiums.
You can get additional features-
Additional benefit on accidental death
In case of death of the life assured due to an accident, the nominee will receive double the sum assured (if life cover is 10 lakh and ADBR is 10 lakh then the nominee will receive 20 lakh). Maximum amount that can be availed is
2 Crore and will be paid as a lump sum. -
Additional Cover for 34 critical illnesses
You get protection against 34 life threatening illnesses. After this benefit is paid, the policy continues with a reduced life cover (Sum Assured less the Critical Illness benefit which is paid out). If the CI benefit paid out is equal to the sum assured, the policy will be terminated on payment of the CI benefit. Maximum amount that can be availed is
1 Crore.
-
-
Your contact Information
-
First Name
-
Last Name
-
email
-
Mobile number
By submitting my contact details, I authorise ICICI Prudential Life and/or its authorized service providers to sms or call me regarding this enquiry. This authorization overrides my DNC registration with TRAI.
Continue -
-
Your Policy, your way
-
Life cover
The total sum assured
-
Payment term
The duration for which you wish to pay premium
-
Policy Term
How long your policy continues
-
Payment Frequency
How often you will pay premiums
2 months premium payable with first instalment.
Payout options (Choose how your nominees should receive the payout)
-
Lumpsum
The entire benefit as one payout.
-
Regular Income
10% of the benefit amount will be paid out for 10 years in equal monthly instalments. The nominee can choose to get the first years benefit as a lump sum and the monthly income will start from the next month for 9 years.
Know More -
Increasing Income
The benefit amount is payable in monthly instalments for 10 years starting with 10% of the benefit amount per annum in the first year. The income amount will increase by 10% per annum simple interest every year thereafter.
Know More
* premium rates mentioned above are inclusive of all taxesPlans death benefit / Terminal illness benefit Life Assured will receive sum assured in case of detection of terminal stage illness.
Waiver of premium on Disability In the unfortunate case of permanent disability due to an accident, your policy continues without you having to pay any premiums.
Accidental death benefit of 1.00 crore
In case of death of the life assured due to an accident, the nominee will receive double the sum assured (if life cover is 10 lakh and ADBR is 10 lakh then the nominee will receive 20 lakh). Maximum amount that can be availed is
2 Crore and will be paid as a lump sum.Critical Illness Benefit The CI Benefit offers you coverage against 34 critical illnesses. We will pay you the CI Benefit, as a lump sum to meet your financial needs in the unfortunate case of diagnosis of any of these illnesses.
Maximum amount you can avail₹ 1 Crore
Your Premium*
N.A.
35,154
This option is available only for Policy Term less than 30 years.
N.A.
29,486
This option is available only for Policy Term less than 30 years.1. We will pay the Death Benefit (the Sum Assured chosen by you) to your nominee, on the first occurrence of either:
- Death of the Life Assured, or
- Diagnosis of Terminal Illness
2. On diagnosis of Permanent Disability due to an accident, the future premiums under your policy for all benefits are waived.
close3. You also get the Critical Illness (CI) Benefit. This benefit provides coverage against 34 critical illnesses. We will pay you the CI Benefit, as a lump sum to meet your financial needs. The benefit is payable irrespective of the actual expenses incurred for treatment and on first occurrence of any of the covered 34 illnesses.
28,664
1. We will pay the Death Benefit (the Sum Assured chosen by you) to your nominee, on the first occurrence of either:
- Death of the Life Assured, or
- Diagnosis of Terminal Illness
2. On diagnosis of Permanent Disability due to an accident, the future premiums under your policy for all benefits are waived.
close3. In case of death due to an accident, we will pay your nominee the Accidental Death Benefit as lump sum. This benefit ensures that you enhance your life cover significantly at very affordable rates.
22,996
1. We will pay the Death Benefit (the Sum Assured chosen by you) to your nominee, on the first occurrence of either:
- Death of the Life Assured, or
- Diagnosis of Terminal Illness
close2. On diagnosis of Permanent Disability due to an accident, the future premiums under your policy for all benefits are waived.
* premium rates mentioned above are inclusive of all taxesPlans death benefit / Terminal illness benefit Life Assured will receive sum assured in case of detection of terminal stage illness.
Waiver of premium on Disability In the unfortunate case of permanent disability due to an accident, your policy continues without you having to pay any premiums.
Accidental death benefit of 1.00 crore
In case of death of the life assured due to an accident, the nominee will receive double the sum assured (if life cover is 10 lakh and ADBR is 10 lakh then the nominee will receive 20 lakh). Maximum amount that can be availed is
2 Crore and will be paid as a lump sum.Critical Illness Benefit The CI Benefit offers you coverage against 34 critical illnesses. We will pay you the CI Benefit, as a lump sum to meet your financial needs in the unfortunate case of diagnosis of any of these illnesses.
Maximum amount you can avail
1 Crore
Your Premium*
N.A.
31,704
This option is available only for Policy Term less than 30 years.
N.A.
26,036
This option is available only for Policy Term less than 30 years.1. We will pay the Death Benefit (the Sum Assured chosen by you) to your nominee, on the first occurrence of either:
- Death of the Life Assured, or
- Diagnosis of Terminal Illness
2. On diagnosis of Permanent Disability due to an accident, the future premiums under your policy for all benefits are waived.
close3. You also get the Critical Illness (CI) Benefit. This benefit provides coverage against 34 critical illnesses. We will pay you the CI Benefit, as a lump sum to meet your financial needs. The benefit is payable irrespective of the actual expenses incurred for treatment and on first occurrence of any of the covered 34 illnesses.
25,214
1. We will pay the Death Benefit (the Sum Assured chosen by you) to your nominee, on the first occurrence of either:
- Death of the Life Assured, or
- Diagnosis of Terminal Illness
2. On diagnosis of Permanent Disability due to an accident, the future premiums under your policy for all benefits are waived.
close3. In case of death due to an accident, we will pay your nominee the Accidental Death Benefit as lump sum. This benefit ensures that you enhance your life cover significantly at very affordable rates.
19,546
1. We will pay the Death Benefit (the Sum Assured chosen by you) to your nominee, on the first occurrence of either:
- Death of the Life Assured, or
- Diagnosis of Terminal Illness
close2. On diagnosis of Permanent Disability due to an accident, the future premiums under your policy for all benefits are waived.
* premium rates mentioned above are inclusive of all taxesPlans death benefit / Terminal illness benefit Life Assured will receive sum assured in case of detection of terminal stage illness.
Waiver of premium on Disability In the unfortunate case of permanent disability due to an accident, your policy continues without you having to pay any premiums.
Accidental death benefit of 1.00 crore
In case of death of the life assured due to an accident, the nominee will receive double the sum assured (if life cover is 10 lakh and ADBR is 10 lakh then the nominee will receive 20 lakh). Maximum amount that can be availed is
2 Crore and will be paid as a lump sum.Critical Illness Benefit The CI Benefit offers you coverage against 34 critical illnesses. We will pay you the CI Benefit, as a lump sum to meet your financial needs in the unfortunate case of diagnosis of any of these illnesses.
Maximum amount you can avail₹ 1 Crore
Your Premium*
N.A.
41,134
This option is available only for Policy Term less than 30 years.
N.A.
35,466
This option is available only for Policy Term less than 30 years.1. We will pay the Death Benefit (the Sum Assured chosen by you) to your nominee, on the first occurrence of either:
- Death of the Life Assured, or
- Diagnosis of Terminal Illness
2. On diagnosis of Permanent Disability due to an accident, the future premiums under your policy for all benefits are waived.
close3. You also get the Critical Illness (CI) Benefit. This benefit provides coverage against 34 critical illnesses. We will pay you the CI Benefit, as a lump sum to meet your financial needs. The benefit is payable irrespective of the actual expenses incurred for treatment and on first occurrence of any of the covered 34 illnesses.
34,644
1. We will pay the Death Benefit (the Sum Assured chosen by you) to your nominee, on the first occurrence of either:
- Death of the Life Assured, or
- Diagnosis of Terminal Illness
2. On diagnosis of Permanent Disability due to an accident, the future premiums under your policy for all benefits are waived.
close3. In case of death due to an accident, we will pay your nominee the Accidental Death Benefit as lump sum. This benefit ensures that you enhance your life cover significantly at very affordable rates.
28,976
1. We will pay the Death Benefit (the Sum Assured chosen by you) to your nominee, on the first occurrence of either:
- Death of the Life Assured, or
- Diagnosis of Terminal Illness
close2. On diagnosis of Permanent Disability due to an accident, the future premiums under your policy for all benefits are waived.
-
-
Summary
Summaryedit-
your Name
Lorem Ipsum
-
Gender
Male
-
Date of birth
01/01/1990
-
email
lorem@ipsum.com
-
Mobile
987654321
-
Tobacco Consumption
Yes
-
Your recommended plan
-
-
Selected Life Cover
1.00 crore
-
*inclusive of taxes
YOUR PREMIUM FOR A POLICY TERM OF YEARS AND PREMIUM PAYMENT TERM OF YEARS, payable once
13,363
-
-
Benefits of the plan
-
Death Benefit / Terminal Illness benefit
-
Waiver of premium on disability
-
Accidental Death benefit COVER Worth
1.00 crore -
Critical Illness Benefit Worth
10.00 lakhs
-
-
Payout option selected
-
-
Take the first step towards securing your loved ones
You need Life Cover of
-
you are
-
you were born on
35 years
-
Do you consume Tobacco?
-
are you an icici pru employee?
Your Annual Premium for ICICI Pru iProtect Smart - life option is
19,546/- p.a.
This option is available only for premium more than Rs. 3600.Policy term of 30 years. You also get:-
Death Benefit of -
1.00 croreThe payout amount that the nominee receives in case of death of the life assured.
-
Terminal Illness Benefit
You get 100% payout of the life cover amount if you are diagnosed with terminal illness. The policy will close on payment of this benefit.
-
Waiver of premium on disability
In the unfortunate case of permanent disability due to an accident, your policy continues without you having to pay any premiums
You can get additional featurescontinue-
Additional benefit on accidental death
In case of death of the life assured due to an accident, the nominee will receive double the sum assured (if life cover is 10 lakh and ADBR is 10 lakh then the nominee will receive 20 lakh). Maximum amount that can be availed is ₹ 2 Crore and will be paid as a lump sum.
-
Additional Cover on 34 critical illnesses
You get protection against 34 life threatening illnesses. After this benefit is paid, the policy continues with a reduced life cover (Sum Assured less the Critical Illness benefit which is paid out). If the CI benefit paid out is equal to the sum assured, the policy will be terminated on payment of the CI benefit. Maximum amount that can be availed is
1 Crore.
-
-
Your contact Information
-
First Name
-
Last Name
-
Mobile number
-
email
By submitting my contact details, I authorise ICICI Prudential Life and/or its authorized service providers to sms or call me regarding this enquiry. This authorization overrides my DNC registration with TRAI.
Continue -
-
Your Policy, your way
-
Life cover
The total sum assured
-
Payment term
The duration for which you wish to pay premium
-
Policy Term
How long your policy continues
-
Payment Frequency
How often you will pay premiums
2 months premium payable with first instalment.
Choose Your Payout Option
-
Lumpsum
-
Regular Income
-
Increasing Income
The entire benefit as one payout.
10% of the benefit amount will be paid out for 10 years in equal monthly instalments. The nominee can choose to get the first years benefit as a lump sum and the monthly income will start from the next month for 9 years.
Know moreThe benefit amount is payable in monthly instalments for 10 years starting with 10% of the benefit amount per annum in the first year. The income amount will increase by 10% per annum simple interest every year thereafter.
Know more
* premium rates mentioned above are inclusive of all taxesPlans Accidental death benefit of 1.00 crore
Critical Illness Benefit Your Premium
N.A.
35,154
This option is available only for Policy Term less than 30 years.All in One Option - Benefits in Detail
We will pay the Death Benefit (the Sum Assured chosen by you) to your nominee, on the first occurrence of either:
- Death of the Life Assured, or
- Diagnosis of Terminal Illness
On diagnosis of Permanent Disability due to an accident, the future premiums under your policy for all benefits are waived.
In case of death due to an accident, we will pay your nominee the Accidental Death Benefit as lump sum. This benefit ensures that you enhance your life cover significantly at very affordable rates.
You also get the Critical Illness (CI) Benefit. This benefit provides coverage against 34 critical illnesses. We will pay you the CI Benefit, as a lump sum to meet your financial needs. The benefit is payable irrespective of the actual expenses incurred for treatment and on first occurrence of any of the covered 34 illnesses.
COVERED CRITICAL ILLNESSES-
Cancer
Cancer of specified severity
-
Heart and Artery Benefit
Angioplasty* | Heart Attack | Heart Valve Surgery | Surgery to aorta | Cardiomyopathy | Primary Pulmonary hypertension | CABG
-
Major Organ Benefit
Blindness | Chronic Lung Disease | Chronic liver disease | Kidney Failure | Major Organ/ Bone Marrow Transplant
-
Brain and Nervous System Benefit
Apallic Syndrome | Benign Brain Tumour | Brain Surgery | Coma | Major Head Trauma | Permanent Paralysis of Limbs | Stroke resulting in permanent symptoms | Alzheimer's Disease | Motor Neurone Disease with Permanent Symptoms | Multiple Sclerosis with Persisting Symptoms | Muscular Dystrophy | Parkinson’s Disease | Poliomyelitis
-
Others
Loss of Independent Existence | Loss of Limbs | Deafness | Loss of Speech | Medullary Cystic Disease | Systematic lupus Eryth. w. Renal Involvement | Major Burns | Aplastic Anaemia
Please read the definitions and exclusions mentioned in the Terms & Conditions.
*The CI Benefit for Angioplasty is subject to a maximum of Rs. 5,00,000. On payment of Angioplasty, if the CI Benefit is more than Rs. 5,00,000 the policy will continue for other CIs with CI Benefit reduced by Angioplasty payout. The future premiums payable for the residual CI Benefit will reduce proportionately.
closeThe policy will continue with the Death Benefit reduced by the extent of the CI Benefit paid. Once the CI Benefit is paid, the future premium towards CI benefit will stop and your premium amount will reduce. If CI Benefit paid is equal to the Death Benefit, the policy will terminate on payment of the CI Benefit. In case of incidences covered under accidental Permanent Disability as well as Critical Illness, benefits shall be paid out under both the options.
N.A.
29,486
This option is available only for Policy Term less than 30 years.Life & Health Option - Benefits in Detail
We will pay the Death Benefit (the Sum Assured chosen by you) to your nominee, on the first occurrence of either:
- Death of the Life Assured, or
- Diagnosis of Terminal Illness
On diagnosis of Permanent Disability due to an accident, the future premiums under your policy for all benefits are waived.
You also get the Critical Illness (CI) Benefit. This benefit provides coverage against 34 critical illnesses. We will pay you the CI Benefit, as a lump sum to meet your financial needs. The benefit is payable irrespective of the actual expenses incurred for treatment and on first occurrence of any of the covered 34 illnesses.
COVERED CRITICAL ILLNESSES-
Cancer
Cancer of specified severity
-
Heart and Artery Benefit
Angioplasty* | Heart Attack | Heart Valve Surgery | Surgery to aorta | Cardiomyopathy | Primary Pulmonary hypertension | CABG
-
Major Organ Benefit
Blindness | Chronic Lung Disease | Chronic liver disease | Kidney Failure | Major Organ/ Bone Marrow Transplant
-
Brain and Nervous System Benefit
Apallic Syndrome | Benign Brain Tumour | Brain Surgery | Coma | Major Head Trauma | Permanent Paralysis of Limbs | Stroke resulting in permanent symptoms | Alzheimer's Disease | Motor Neurone Disease with Permanent Symptoms | Multiple Sclerosis with Persisting Symptoms | Muscular Dystrophy | Parkinson’s Disease | Poliomyelitis
-
Others
Loss of Independent Existence | Loss of Limbs | Deafness | Loss of Speech | Medullary Cystic Disease | Systematic lupus Eryth. w. Renal Involvement | Major Burns | Aplastic Anaemia
Please read the definitions and exclusions mentioned in the Terms & Conditions.
*The CI Benefit for Angioplasty is subject to a maximum of Rs. 5,00,000. On payment of Angioplasty, if the CI Benefit is more than Rs. 5,00,000 the policy will continue for other CIs with CI Benefit reduced by Angioplasty payout. The future premiums payable for the residual CI Benefit will reduce proportionately.
closeThe policy will continue with the Death Benefit reduced by the extent of the CI Benefit paid. Once the CI Benefit is paid, the future premium towards CI benefit will stop and your premium amount will reduce. If CI Benefit paid is equal to the Death Benefit, the policy will terminate on payment of the CI Benefit. In case of incidences covered under accidental Permanent Disability as well as Critical Illness, benefits shall be paid out under both the options.
28,664
1. We will pay the Death Benefit (the Sum Assured chosen by you) to your nominee, on the first occurrence of either:
- Death of the Life Assured, or
- Diagnosis of Terminal Illness
2. On diagnosis of Permanent Disability due to an accident, the future premiums under your policy for all benefits are waived.
close3. In case of death due to an accident, we will pay your nominee the Accidental Death Benefit as lump sum. This benefit ensures that you enhance your life cover significantly at very affordable rates.
22,996
1. We will pay the Death Benefit (the Sum Assured chosen by you) to your nominee, on the first occurrence of either:
- Death of the Life Assured, or
- Diagnosis of Terminal Illness
close2. On diagnosis of Permanent Disability due to an accident, the future premiums under your policy for all benefits are waived.
Plans Accidental death benefit of 1.00 crore
Critical Illness Benefit Your Premium
N.A.
31,704
This option is available only for Policy Term less than 30 years.Policy Details: ICICI Pru iProtect Smart Life Option
Comprehensive care and protection for your family
The All in 1 option gives you all the benefits of the Life Option - Terminal Illness Benefit and Waiver Of Premium On Disability while also bringing you
Accidental Death (AD) Benefit
Death by accident of the breadwinner is a huge shock for the family and loved ones of the insured. With the Accidental Death Benefit we provide a lumpsum addition to the Death Benefit which is paid to your nominee in case of unfortunate event of death by accident. The Life Plus Option is a very affordable way to enhance your coverage significantly.
Critical Illness Benefit:
Major illness is a serious matter, the cost of care is high and you may also not be able to work. In this time your family needs full support. The CI Benefit offers you coverage against 34 critical illnesses. In case any of these illness are diagnosed we will pay you the CI benefit as a lumpsum and help you the difficult times.
Critical Illnesses covered-
Cancer
Cancer of specified severity
-
Heart and Artery Benefit
Angioplasty* | Heart Attack | Heart Valve Surgery | Surgery to aorta | Cardiomyopathy | Primary Pulmonary hypertension | CABG
-
Major Organ Benefit
Blindness | Chronic Lung Disease | Chronic liver disease | Kidney Failure | Major Organ Transplant
-
Brain and Nervous System Benefit
Apallic Syndrome | Benign Brain Tumour | Brain Surgery | Coma | Major Head Trauma | Paralysis | Stroke | Alzheimer's Disease | Motor Neurone Disease | Multiple Sclerosis | Muscular Dystrophy | Parkinson’s Disease | Poliomyelitis
-
Others
Loss of Independent Existence | Loss of Limbs | Deafness | Loss of Speech | Medullary Cystic Disease | Systematic lupus Eryth. w. Renal Involvement | Major Burns | Aplastic Anaemia
closePlease read the definitions and exclusions mentioned in the Terms & Conditions.
*The CI Benefit for Angioplasty is subject to a maximum of Rs. 5,00,000. On payment of Angioplasty, if the CI Benefit is more than Rs. 5,00,000 the policy will continue for other CIs with CI Benefit reduced by Angioplasty payout. The future premiums payable for the residual CI Benefit will reduce proportionately.
N.A.
26,036
This option is available only for Policy Term less than 30 years.Financial support when you need it most
Health is precious and a health crisis can severely affect your family. The Life and Health Option gives you all the benefits of the Life Option such as Terminal Illness Benefit and Waiver of Premium on Disability while bringing you much needed financial support when you need it most.
Critical Illness Benefit:
Major illness is a serious matter, the cost of care is high and you may also not be able to work. In this time your family needs full support. The CI Benefit offers you coverage against 34 critical illnesses. In case any of these illness are diagnosed we will pay you the CI benefit as a lumpsum and help you the difficult times.
Critical Illnesses covered-
Cancer
Cancer of specified severity
-
Heart and Artery Benefit
Angioplasty* | Heart Attack | Heart Valve Surgery | Surgery to aorta | Cardiomyopathy | Primary Pulmonary hypertension | CABG
-
Major Organ Benefit
Blindness | Chronic Lung Disease | Chronic liver disease | Kidney Failure | Major Organ Transplant
-
Brain and Nervous System Benefit
Apallic Syndrome | Benign Brain Tumour | Brain Surgery | Coma | Major Head Trauma | Paralysis | Stroke | Alzheimer's Disease | Motor Neurone Disease | Multiple Sclerosis | Muscular Dystrophy | Parkinson’s Disease | Poliomyelitis
-
Others
Loss of Independent Existence | Loss of Limbs | Deafness | Loss of Speech | Medullary Cystic Disease | Systematic lupus Eryth. w. Renal Involvement | Major Burns | Aplastic Anaemia
closePlease read the definitions and exclusions mentioned in the Terms & Conditions.
*The CI Benefit for Angioplasty is subject to a maximum of Rs. 5,00,000. On payment of Angioplasty, if the CI Benefit is more than Rs. 5,00,000 the policy will continue for other CIs with CI Benefit reduced by Angioplasty payout. The future premiums payable for the residual CI Benefit will reduce proportionately.
25,214
Added protection for your family and loved ones.
This option provides you with all the benefits of the iProtect Life Option such as Terminal Illness Benefit and Waiver of Premium on Disability and also gives you:
closeAccidental Death (AD) Benefit
Death by accident of the breadwinner is a huge shock for the family and loved ones of the insured. With the Accidental Death Benefit we provide a lumpsum addition to the Death Benefit which is paid to your nominee in case of unfortunate event of death by accident. The Life Plus Option is a very affordable way to enhance your coverage significantly.
19,546
The perfect way to start protecting your family.
ICICI Pru iProtect Smart Life option is loaded with features that help you through difficult times:
Terminal Illness benefit:
The payout amount that the nominees receive in the unfortunate case of the death or diagnosis of terminal illness of the insured.
closeWaiver of Premium On Disability:
In the unfortunate case of permanent disability due to an accident, your policy continues without you having to pay any premiums
Plans Accidental death benefit of 1.00 crore
Critical Illness Benefit Your Premium
N.A.
41,134
This option is available only for Policy Term less than 30 years.Policy Details: ICICI Pru iProtect Smart Life Option
Comprehensive care and protection for your family
The All in 1 option gives you all the benefits of the Life Option - Terminal Illness Benefit and Waiver Of Premium On Disability while also bringing you
Accidental Death (AD) Benefit
Death by accident of the breadwinner is a huge shock for the family and loved ones of the insured. With the Accidental Death Benefit we provide a lumpsum addition to the Death Benefit which is paid to your nominee in case of unfortunate event of death by accident. The Life Plus Option is a very affordable way to enhance your coverage significantly.
Critical Illness Benefit:
Major illness is a serious matter, the cost of care is high and you may also not be able to work. In this time your family needs full support. The CI Benefit offers you coverage against 34 critical illnesses. In case any of these illness are diagnosed we will pay you the CI benefit as a lumpsum and help you the difficult times.
Critical Illnesses covered-
Cancer
Cancer of specified severity
-
Heart and Artery Benefit
Angioplasty* | Heart Attack | Heart Valve Surgery | Surgery to aorta | Cardiomyopathy | Primary Pulmonary hypertension | CABG
-
Major Organ Benefit
Blindness | Chronic Lung Disease | Chronic liver disease | Kidney Failure | Major Organ Transplant
-
Brain and Nervous System Benefit
Apallic Syndrome | Benign Brain Tumour | Brain Surgery | Coma | Major Head Trauma | Paralysis | Stroke | Alzheimer's Disease | Motor Neurone Disease | Multiple Sclerosis | Muscular Dystrophy | Parkinson’s Disease | Poliomyelitis
-
Others
Loss of Independent Existence | Loss of Limbs | Deafness | Loss of Speech | Medullary Cystic Disease | Systematic lupus Eryth. w. Renal Involvement | Major Burns | Aplastic Anaemia
closePlease read the definitions and exclusions mentioned in the Terms & Conditions.
*The CI Benefit for Angioplasty is subject to a maximum of Rs. 5,00,000. On payment of Angioplasty, if the CI Benefit is more than Rs. 5,00,000 the policy will continue for other CIs with CI Benefit reduced by Angioplasty payout. The future premiums payable for the residual CI Benefit will reduce proportionately.
N.A.
35,466
This option is available only for Policy Term less than 30 years.Financial support when you need it most
Health is precious and a health crisis can severely affect your family. The Life and Health Option gives you all the benefits of the Life Option such as Terminal Illness Benefit and Waiver of Premium on Disability while bringing you much needed financial support when you need it most.
Critical Illness Benefit:
Major illness is a serious matter, the cost of care is high and you may also not be able to work. In this time your family needs full support. The CI Benefit offers you coverage against 34 critical illnesses. In case any of these illness are diagnosed we will pay you the CI benefit as a lumpsum and help you the difficult times.
Critical Illnesses covered-
Cancer
Cancer of specified severity
-
Heart and Artery Benefit
Angioplasty* | Heart Attack | Heart Valve Surgery | Surgery to aorta | Cardiomyopathy | Primary Pulmonary hypertension | CABG
-
Major Organ Benefit
Blindness | Chronic Lung Disease | Chronic liver disease | Kidney Failure | Major Organ Transplant
-
Brain and Nervous System Benefit
Apallic Syndrome | Benign Brain Tumour | Brain Surgery | Coma | Major Head Trauma | Paralysis | Stroke | Alzheimer's Disease | Motor Neurone Disease | Multiple Sclerosis | Muscular Dystrophy | Parkinson’s Disease | Poliomyelitis
-
Others
Loss of Independent Existence | Loss of Limbs | Deafness | Loss of Speech | Medullary Cystic Disease | Systematic lupus Eryth. w. Renal Involvement | Major Burns | Aplastic Anaemia
closePlease read the definitions and exclusions mentioned in the Terms & Conditions.
*The CI Benefit for Angioplasty is subject to a maximum of Rs. 5,00,000. On payment of Angioplasty, if the CI Benefit is more than Rs. 5,00,000 the policy will continue for other CIs with CI Benefit reduced by Angioplasty payout. The future premiums payable for the residual CI Benefit will reduce proportionately.
34,644
Added protection for your family and loved ones.
This option provides you with all the benefits of the iProtect Life Option such as Terminal Illness Benefit and Waiver of Premium on Disability and also gives you:
closeAccidental Death (AD) Benefit
Death by accident of the breadwinner is a huge shock for the family and loved ones of the insured. With the Accidental Death Benefit we provide a lumpsum addition to the Death Benefit which is paid to your nominee in case of unfortunate event of death by accident. The Life Plus Option is a very affordable way to enhance your coverage significantly.
28,976
The perfect way to start protecting your family.
ICICI Pru iProtect Smart Life option is loaded with features that help you through difficult times:
Terminal Illness benefit:
The payout amount that the nominees receive in the unfortunate case of the death or diagnosis of terminal illness of the insured.
closeWaiver of Premium On Disability:
In the unfortunate case of permanent disability due to an accident, your policy continues without you having to pay any premiums
-
-
Summary
SummaryYour Information
+edit-
your Name
Lorem Ipsum
-
Gender
Male
-
Date of birth
01/01/1990
-
email
lorem@ipsum.com
-
Mobile
987654321
-
Tobacco Consumption
Yes
Your recommended plan
edit-
-
Which brings you:
-
Death Benefit / Terminal Illness benefit
-
Waiver of premium on disability
-
Accidental Death benefit COVER Worth
1.00 crore -
Critical Illness Benefit Worth
10.00 lakhs
-
-
-
Selected Life Cover
1.00 crore
-
*inclusive of taxes
YOUR PREMIUM FOR A POLICY TERM OF YEARS AND PREMIUM PAYMENT TERM OF YEARS, payable once
13,363
-
-
The annual premium amount above is inclusive of taxes.
ICICI Prudential Life Insurance Company Limited. IRDAI Regn No. 105. CIN: U66010MH2000PLC127837
© 2015, ICICI Prudential Life Insurance Co. Ltd. Registered Address:- ICICI Pru Life Towers, 1089, Appasaheb Marathe Marg, Prabhadevi, Mumbai-400025. Insurance is the subject matter of the solicitation. For more details on the risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale. Call us on 1-860-266-7766 (Valid for calls made from India) and on 91-22-6193-0777 (Valid for calls made from outside India) (10am-7pm (IST), Monday to Saturday, except national holidays). For enquires related to new policies purchased online, please call us on 1-860-266-7766 and select option 4 on our Interactive Voice System. Trade Logo displayed above belongs to M/s ICICI Bank Ltd & Prudential IP services Ltd which shall be used by ICICI Prudential Life Insurance Company Ltd under Registered License No.105. Tax benefits under the policy are subject to conditions under Sec. 80C, 80D and Sec 10(10D) of the Income Tax Act, 1961. Service tax and swachh bharat cess will be charged extra as per applicable rates. Tax laws are subject to amendments from time to time. UIN:105N151V01. Advt. No.: W/II/2245/2015-16
BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS
IRDAI clarifies to public that
- IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums.
- IRDAI does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.