ICICI Lifestage wealth II

Fund name & its objective Asset Allocation (Min) (Max) Risk Reward
Opportunities Fund :
To generate superior long-term returns from a diversified portfolio of equity and equity related instruments of companies operating in four important types of industries viz., Resources, Investment-related, Consumption-related and Human Capital leveraged industries.
[SFIN:-ULIF 086 24/11/09 LOpport 105] 		Equity & Equity
Related securities		 80% 100% High
Debt, Money Market Cash 0% 20%
Multi Cap Growth Fund :
To generate superior long-term returns from a diversified portfolio of equity and equity related instruments of large, mid and small cap companies.
[SFIN:-ULIF 085 24/11/09 LMCapGro 105] 		Equity & Equity
Related securities		 80% 100% High
Debt, Money Market Cash 0% 20%
Bluechip Fund :
To provide long-term capital appreciation from equity portfolio predominantly invested in NIFTY scrips.
[SFIN:-ULIF 087 24/11/09 LBluChip 105] 		Equity & Equity
Related securities		 80% 100% High
Debt, Money Market Cash 0% 20%
Multi Cap Balanced Fund :
To achieve a balance between capital appreciation and stable returns by investing in mix of equity and equity related instruments of large, mid and small cap companies and debt and debt related instruments.
[SFIN:- ULIF 088 24/11/09 LMCapBal 105] 		Equity & Equity
Related securities		 0% 60% Moderate
Debt, Money Market Cash 40% 100%
Income Fund :
To provide accumulation of income through investment in various fixed income securities. The fund seeks to provide capital appreciation while maintaining a suitable balance between return, safety and liquidity.
[SFIN:- ULIF 089 24/11/09 LIncome 105] 		Debt Instruments
Money Market &
Cash		 100% 100% Low
Money Market Fund :
To provide suitable returns through low risk investments in debt and money market instruments while attempting to protect the capital deployed in the fund.
[SFIN:- ULIF 090 24/11/09 LMoneyMkt 105] 		Debt Instruments 0% 50%

Low
Money Market &
Cash		 50% 100%
Return Guarantee Fund* :
To provide guaranteed returns through investment in a diversified portfolio of high quality fixed income instruments.
[SFIN:- ULIF 054 18/12/08 LRGF1 105] 		Debt Instruments,
Money Market
Cash		 100% 100%

Low

*For RGF, Pls refer to product brochure

Fund name & its objective P/E Range Allocation in Equity and Equity related securities Risk-Reward Profile

Dynamic P/E Fund:
To provide long term capital appreciation through dynamic asset allocation between equity and debt. The allocation in equity and equity related securities is determined by reference to the P/E multiple on the NIFTY 50 ; the remainder is to be invested in debt instruments, money market and cash.
[SFIN:- ULIF 097 11/01/10 LDynmicPE 105]

 <14 90% to 100% High
14 - 16 80% to 100%
16 - 18 60% to 100%
18 - 20 40% to 80%
>20 0% to 40%