DETAILS OF BONUS RATES DECLARED



REVERSIONARY BONUS FOR PARTICIPATING LIFE INSURANCE POLICIES

For the below mentioned participating policies, compound reversionary bonus is declared on Guaranteed Maturity Benefit and vested reversionary bonus.
Reversionary Bonus
FY Cash Advantage Savings Suraksha (LP) Savings Suraksha (RP) Anmol Bachat (RP)

2016

5.00%

3.25%

2.00%

1.15%

2015

5.25%

3.50%

2.25%

1.40%

2014

5.25%

3.50%

2.25%


For the below mentioned participating policies, compound reversionary bonus is declared on sum assured, vested guaranteed additions and vested reversionary bonus.
Reversionary Bonus One time Bonus(addition to Reversionary bonus)
FY ICICI Pru Forever Life (SP)(Par Pension) ICICI Pru Forever Life (RP)(Par Pension) ICICI Pru Smart Kid(Par Life) ICICI Pru Save 'n' Protect(Par Life) ICICI Pru Cash Bak (Par Life) One time Bonus ( Par pension) One time Bonus ( Par Life)

2016

2.75%

2.75%

2.25%

2.25%

2.25%

2015

3.00%

3.00%

2.50%

2.50%

2.50%

2014

2.75%

2.75%

2.25%

2.25%

2.25%

2013

2.75%

2.75%

2.25%

2.25%

2.25%

2012

2.75%

2.75%

2.25%

2.25%

2.25%

2011

3.00%

3.00%

2.50%

2.50%

2.50%

2010

2.75%

2.75%

2.50%

2.50%

2.50%

1.25%

1.50%

2009

2.50%

2.50%

2.25%

2.25%

2.25%

2008

3.00%

3.00%

3.00%

3.00%

3.00%

2007

3.25%

3.25%

3.25%

3.25%

3.25%






REVERSIONARY BONUS FOR WHOLE LIFE POLICIES:

For the below policies, the simple reversionary bonus, based on premium payment terms, is declared on sum assured

POLICY NAME: ICICI PRU WHOLE LIFE

Premium Payment Term FY 11 FY 12 FY 13 FY 14 FY 15 FY 16

up to 15 years

3.50%

3.50%

3.50%

3.50%

3.50%

3.25%

16 to 20 years

3.90%

3.90%

3.90%

3.90%

3.90%

3.65%

21 to 25 years

4.70%

4.70%

4.70%

4.70%

4.70%

4.45%

26 years and above

5.10%

5.10%

5.10%

5.10%

5.10%

4.85%

For the below policies, the simple reversionary bonus, based on policy term, is declared on sum assured

POLICY NAME: ICICI PRU FUTURE SECURE

Policy Term FY 11 FY 12 FY 13 FY 14 FY 15 FY 16

up to 15 years

3.60%

3.60%

3.60%

3.60%

3.60%

3.35%

16 years and above

4.00%

4.00%

4.00%

4.00%

4.00%

3.75%



TERMINAL BONUS
Terminal bonus is an additional bonus, which may be declared at the time of maturity or a death claim. For the below participating policies, the terminal bonus is declared as a percentage of the Sum Assured.

FY 16

Product UIN Term (in years) Terminal Bonus Rate

ICICI Pru Save ‘n’ Protect Series I

105N004V01

10

20%

ICICI Pru Save ‘n’ Protect Series I

105N004V01

11 and above

30%

ICICI Pru Save ‘n’ Protect Series II

105N004V02

10 and 11

20%

ICICI Pru Save 'n' Protect Series II

105N004V02

12 and above

25%

ICICI Pru Smartkid Series I

105N014V01

14 and above

35%

ICICI Pru Smartkid Series II

105N014V02

10

15%

ICICI Pru Smartkid Series II

105N014V02

11

20%

ICICI Pru Smartkid Series II

105N014V02

12 and above

25%

ICICI Pru Cashbak Series I

105N005V01

15 and above

35%

ICICI Pru Forever Life Regular Premium Series-I

105N001V01

14 and above

35%

ICICI Pru Forever Life Regular Premium Series-II

105N001V02

5 to 9

20%

ICICI Pru Forever Life Regular Premium Series-II

105N001V02

10 and 11

30%

ICICI Pru Forever Life Regular Premium Series-II

105N001V02

12 and above

35%

ICICI Pru Forever Life Single Premium

105N002V01

14 and above

35%

FY 15

Product UIN Term (in years) Terminal Bonus Rate

ICICI Pru Save 'n' Protect Series I

105N004V01

10

30%

ICICI Pru Save 'n' Protect Series I

105N004V01

11 and above

40%

ICICI Pru Save 'n' Protect Series II

105N004V02

8 to 10

25%

ICICI Pru Save 'n' Protect Series II

105N004V02

11 and above

25%

ICICI Pru Smartkid Series I

105N014V01

13 and above

35%

ICICI Pru Smartkid Series II

105N014V02

11 and above

25%

ICICI Pru Smartkid Series II

105N014V02

11 and above

25%

ICICI Pru Cashbak Series I

105N005V01

15 and above

35%

ICICI Pru Forever Life Regular Premium Series-I

105N001V01

13 and above

35%

ICICI Pru Forever Life Regular Premium Series-II

105N001V02

5 to 9

20%

ICICI Pru Forever Life Regular Premium Series-II

105N001V02

10 and above

35%

ICICI Pru Forever Life Single Premium

105N002V01

13 and above

40%

FY 14

Product UIN Term (in years) Terminal Bonus Rate

ICICI Pru Save 'n' Protect Series I

105N004V01

11 to 12

25%

ICICI Pru Save 'n' Protect Series I

105N004V01

13 and above

30%

ICICI Pru Save 'n' Protect Series II

105N004V02

8 to 10

15%

ICICI Pru Save 'n' Protect Series II

105N004V02

11 and above

20%

ICICI Pru Smartkid Series I

105N014V01

11 and above

25%

ICICI Pru Smartkid Series II

105N014V02

10

15%

ICICI Pru Smartkid Series II

105N014V02

11 and above

20%

ICICI Pru Forever Life Regular Premium Series-I

105N001V01

12 to 13

25%

ICICI Pru Forever Life Regular Premium Series-II

105N001V01

5 to 12

20%

ICICI Pru Forever Life Single Premium

105N002V01

12 to 13

30%

FY 13

Product UIN Term (in years) Terminal Bonus Rate

ICICI Pru Save 'n' Protect Series I

105N004V01

11 to 12

25%

ICICI Pru Save 'n' Protect Series I

105N004V01

13 and above

30%

ICICI Pru Save 'n' Protect Series II

105N004V02

8 to 10

15%

ICICI Pru Save 'n' Protect Series II

105N004V02

11 and above

20%

ICICI Pru Smartkid Series I

105N014V01

11 to 12

25%

ICICI Pru Smartkid Series II

105N014V02

10

15%

ICICI Pru Smartkid Series II

105N014V02

11 and above

20%

ICICI Pru Forever Life Regular Premium Series-I

105N001V01

11 to12

25%

ICICI Pru Forever Life Regular Premium Series-II

105N001V02

5 to 11

20%

ICICI Pru Forever Life Single Premium

105N002V01

11 to 12

30%

FY 12

Product UIN Terminal Bonus Rate

ICICI Pru Forever Life Regular Premium, Series I

105N001V01

20%

ICICI Pru Forever Life Regular Premium, Series II

105N001V02

15%

ICICI Pru Forever Life Single Premium

105N002V01

25%

ICICI Pru Smartkid Series I

105N014V01

20%

ICICI Pru Smartkid Series II

105N014V02

15%

ICICI Pru Save 'n' Protect Series I

105N004V01

20%

ICICI Pru Save 'n' Protect Series II

105N004V02

15%

FY 11

Product UIN Terminal Bonus Rate

ICICI Pru Save'n' Protect Series I

105N004V01

20%

ICICI Pru Save 'n' Protect Series II

105N004V02

15%

ICICI Pru Smart kid Series I

105N014V01

20%

ICICI Pru Forever Life Regular Premium Series-I

105N001V01

20%

ICICI Pru Forever Life Regular Premium Series-II

105N001V01

Policy Term:

up to 7 years

10%

8 years

20%

9 years and above

25%

ICICI Pru Forever Life Single Premium

105N002V01

25%


FY 10

Product UIN Terminal Bonus Rate

ICICI Pru Forever Life Regular Premium, Series I

105N001V01

15%

ICICI Pru Forever Life Regular Premium, Series II

105N001V02

20%

ICICI Pru Forever Life Single Premium

105N014V01

25%

ICICI Pru Save'n' Protect Series I

105N001V01

15%

FY 09

Product UIN Terminal Bonus Rate

ICICI Pru Forever Life Regular Premium, Series II

105N001V02

5%

ICICI Pru Forever Life Single Premium

105N002V01

10%


© 2015, ICICI Prudential Life Insurance Co. Ltd. Registered Address: ICICI Prulife Towers, 1089, Appasaheb Marathe Marg, Prabhadevi, Mumbai 400025. Reg No: 105. Insurance is the subject matter of the solicitation. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale. Comp/doc/May/2016/83.
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